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1 Charles N. Kahn III, President, Health Insurance Association of America, Testimony before the Subcommittee on Criminal Justice, Drug Policy, and Human Resources House Committee on Government Reform, U.S. House of Representatives, Oct. 21, 1999.

2 “Employers Face Rising Health Premiums,” The Business Journal, Jan. 1, 1999.

3 National Association of Health Underwriters, “NAHU Position Statement on Federal Health Benefit Mandates,” website, 2001.

4 Christopher Oster, “Insurance Rates Rocket Across Industries, But Unlike Airlines, Help May Not Come,” The Wall Street Journal, Oct. 8, 2001.

5 David Fletcher, “Counseling does more harm than good,” The Daily Telegraph (UK), Sept. 27, 1997.

6 Richard E. Vatz, “Blanket Mental Health Coverage—Crazy,” The Wall Street Journal, Apr. 14, 1993.

7 Congressional Budget Office Cost Estimate - S.543 Mental Health Equitable Treatment Act, Aug. 22, 2001, p. 1; “Critics Claim Mental Health Parity Has Limited Effect,” National Center for Policy Analysis website, 2001.

8 Congressional Budget Office Cost Estimate - S.543 Mental Health Equitable Treatment Act, Aug. 22, 2001, p. 1.

9 Ibid.

10 Joseph Glenmullen, M.D., Prozac Backlash, (Simon & Schuster, NY, 2000), p. 194.

11 Michael D. Tanner, “Writing a Blank Check for Mental Health,” reprinted by The Heartland Institute, Oct., 1996.

12 W. Scott Bailey, “Supporters, Critics Rattle Sabers Over Mental-Health Parity Bill,” San Antonio Business Journal, Aug. 31, 2001.

13 Mark Schiller, M.D., “California’s Mental Health Parity Insanity,” Policy Issue, No. 30, Oct. 1, 1999.

14 Mental Health Equitable Treatment Act of 2001—Senator Domenici’s statement upon introduction.

15 “Critics Claim Mental Health Parity Has Limited Effect,” National Center for Policy Analysis website, 2001.

16 Op. cit., Congressional Budget Office Cost Estimate.

17 National Association of Health Underwriters, “NAHU Position Statement on Federal Health Benefit Mandates,” website, 2001.

18 Op. cit., Mark Schiller, M.D.

19 Charles N. Kahn III, President, Health Insurance Association of America, Testimony before the Subcommittee on Criminal Justice, Drug Policy, and Human Resources House Committee on Government Reform, U.S. House of Representatives, Oct. 21, 1999.

20 Robert J. Franciosi, “The Cost of Mental Health Parity in Oklahoma,” Research Fellow, The Goldwater Institute.

21 “Health Benefits Mandates: Cost Analysis for Wisconsin Health Benefit Mandate,” Wisconsin Association of Health Plans website, accessed Oct. 2001.

22 Op. cit., Charles N. Kahn III.

23 Op. cit., Mark Schiller, M.D.

24 Ibid.

25 Op. cit., Robert J. Franciosi.

26 Ibid.

27 “Issues in Mental Health Care Benefits: The Costs of Mental Health Parity,” Employee Benefit Research Institute, Issue Brief, Feb. 1997, p. 4.

28 Op. cit., Robert J. Franciosi.

29 Barbara Martinez, et. al., “Far from Site, Employees Seek Emotional Help,” The Wall Street Journal, Oct. 5, 2001.

30 Op. cit., Charles N. Kahn III.

31 Op. cit., Mark Schiller, M.D.

32 “Texas Largest Spender For Mental Health Drugs,” The Dallas Morning News, Feb. 9, 2001.

33 “The Oregon Health Plan,” New England Journal of Medicine, Aug. 28, 1997.

34 David Kravets, “Panels to study mental-illness drugs,” Statesman Journal, 29 Apr., 1998.

35 Josh Feit, “Let them eat Prozac: How the Drug Lobby Stopped the Oregon Health Plan’s Effort to Protect Lives and Save Money,” WW News, Feb. 25, 1998.

36 Barbara Martinez, “Far from Site, Employees Seek Emotional Help,” The Wall Street Journal, Oct. 5, 2001.

37 Julie Appelby, “Health insurance prices to soar,” USA Today, Aug. 27, 2001.

38 Federal Document Clearing House transcript of the hearing before the Senate Health, Education, Labor & Pensions Committee, Sept. 26, 2001.

39 “New York Rushes To Spend Grants For Counseling,” The Wall Street Journal, Oct. 5, 2001.

40 “Columbine Gifts Estimated At $9 Million Or More,” Associated Press Wire, Apr. 19, 2000.

41 Jane E. Allen, “Post-Crisis Therapy: Is it For Everyone?…But Many People Do Better Sorting Things Out for Themselves,” Los Angeles Times, Aug. 23, 1999.

42 Sally Satel, M.D. and Christina Hoff Sommers, “Good Grief: Don’t Get Taken by the Trauma Industry,” The Wall Street Journal, Oct. 15, 2001.

43 Senate Health, Education, Labor and Pensions Hearing on “Psychological Trauma and Terrorism,” Capitol Hearing Testimony, Federal Document Clearing House, Sept. 26, 2001.

44 Jim Dryden, “High rate of mental disorders found in Oklahoma City Survivors,” Washington University in St. Louis (Missouri) at URL: http://wupa.wustl.edu/record/archive/1999/09-02-99/articles/oklahoma.html.

45 Sally Satel, M.D. and Christina Hoff Sommers, “Good Grief: Don’t Get Taken by the Trauma Industry,” The Wall Street Journal, Oct. 15, 2001.

46 Testimony by Dr. Rex William Cowdry, Acting Director of the National Institute of Mental Health before a Subcommittee of the Committee on Appropriations, House of Representatives, 104th Congress, First Session, “Part 4, National Institutes of Health,” section on the National Institute of Mental Health, Washington, D.C., Mar. 22, 1995, p. 1205.

47 Lars Boegeskov, “Mentally Ill Have to Have Help—Not to be Cured,” Politiken, 19 Sept., 1994.

48 David Fletcher, “Counseling does more harm than good,” The Daily Telegraph (UK), Sept. 27, 1997.

49 “Doubts Grow Over Trauma Therapy; Victims Not Helped By Reliving Horror Of Accidents, Research Shows,” The Independent (London, UK), Oct. 21, 1996.

50 “Long-Term Psychological Effects of Airplane Crash Survival,” American Psychological Association News Release, Aug. 20, 1999.

51 Justin Kenardy, Professor of Psychology, “The current status of psychological debriefing - It may do more harm than good,” British Medical Journal, 2000, 321:1032-1033, Oct. 28, 2000.

52 Kevin B. O’Reilly, “Mental health parity: simple, fairness, or recipe for disaster?” Journalism website, Aug. 4, 1999, modified June 15, 2001.

53 Stuart A. Kirk and Herb Kutchins “The Myth of the Reliability of DSM,” published in The Journal of Mind and Behavior, Vol. 15, No. 1 & 2 (Spring 1994), pp. 71-86.

54 Stuart A. Kirk and Herb Kutchins, Making Us Crazy, DSM: The Psychiatric Bible and the Creation of Mental Disorders, (The Free Press, New York, 1997), p. 50.

55 “‘Doozey’ Diagnostic Data,” URL website http://scholefieldhouse.com/mv/PsychIndustry/doozeydiagnoses.htm.

56 Op. cit., Robert J. Franciosi.

57 Op. cit., Joseph Glenmullen, M.D., pp. 193-199.

58 Margaret A. Hagen, Ph.D., Whores of the Court, The Fraud of Psychiatric Testimony and the Rape of American Justice (New York: Harper Collins Publishers, Inc., 1997), p. 20.

59 Richard E. Vatz, “Misleading Report Overstates Prevalence of Mental Illness,” www.etc.org, Jan. 30, 2000.

60 John Horgan, The Undiscovered Mind, (The Free Press, NY, 1999), p. 22.

61 Ibid., p. 37.

62 Elliot S. Valenstein, Ph.D., Blaming the Brain (The Free Press, New York, 1998), p. 3.

63 Ibid., p. 4.

64 Ibid.

65 Ibid.

66 Bruce Wiseman, Psychiatry: The Ultimate Betrayal (Freedom Publishers, Los Angeles, 1995), p. 204, Interview with Ron Leifer, Jan., 1994.

67 Op. cit., Margaret Hagen, Ph.D.

68 David Kaiser, M.D., “Commentary: Against Biologic Psychiatry,” Psychiatric Times, Dec., 1996, http://www.mhsource.com/edu/psytimes/p961242.html. (accessed: Dec. 8, 1997).

69Jeffrey A. Schaler, The Philadelphia Inquirer, Aug. 22, 1998.

70 Dr. Mary Ann Block, No More ADHD, (Block Books, Texas, 2001), p. 35.

71 Kevin B. O’Reilly, “Mental health parity: simple, fairness, or recipe for disaster?”, Journalism website, Aug. 4, 1999, modified June 15, 2001 (citing NIMH).

72 Op. cit., Robert J. Franciosi.

73 Op. cit., Kevin B. O’Reilly.

74 “Fraud alert on U.S. terror attack claims,” Informa Publishing Group, Oct. 4, 2001.

75 “OIG Says Billing and Payments for Mental Health Services Riddled With Errors,” Gale Group, Inc., July 1, 2001.

76 Elliot S. Valenstein, Ph.D., Blaming the Brain, (The Free Press, New York, 1998), p. 176-177.

77 Ibid., p. 125.

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